Please read these Terms of Service carefully before using Prime Direct Capital's services. By accessing or using our services, you agree to be bound by these terms.
Understanding your rights and responsibilities
By accessing Prime Direct Capital's website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and all applicable laws and regulations.
These terms establish a legal agreement between you and Prime Direct Capital, protecting both parties' rights and defining service expectations and limitations.
Prime Direct Capital ("Company," "we," "us," or "our") provides commercial and residential lending services, including but not limited to:
All lending services are subject to underwriting approval, creditworthiness evaluation, and compliance with federal and state lending regulations. We reserve the right to modify, suspend, or discontinue any service at our discretion.
To use our services, you must:
We reserve the right to verify your eligibility at any time and may request additional documentation or information to confirm your qualifications for our services.
As a user of our services, you agree to:
Important Notice:
All loan terms, including interest rates, fees, and repayment schedules, are subject to underwriting approval and may vary based on creditworthiness, loan-to-value ratios, and property characteristics.
Competitive rates based on current market conditions and borrower qualifications
Flexible terms ranging from 6 months to 30 years depending on loan type
Transparent fee structure disclosed in loan estimates and closing documents
Specific loan terms will be detailed in your loan agreement, promissory note, and other closing documents. All borrowers will receive required federal disclosures including Truth in Lending Act (TILA) disclosures and Loan Estimates.
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference.
Your Rights:
You have the right to access, correct, or request deletion of your personal information, subject to legal and regulatory requirements. Contact us at [email protected] for privacy-related requests.
Important Disclaimer:
Prime Direct Capital provides lending services subject to credit approval and underwriting guidelines. Rate quotes are estimates and not guarantees of final loan terms.
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
You agree to indemnify, defend, and hold harmless Prime Direct Capital, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees arising from:
Legal Defense:
This indemnification includes reasonable attorneys' fees and costs. Prime Direct Capital reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of [State], without regard to its conflict of law provisions.
Any legal action or proceeding shall be brought exclusively in the federal or state courts located in [County], [State].
Before initiating any legal proceeding, parties agree to attempt resolution through:
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. Both parties waive the right to trial by jury.
Either party may terminate this agreement at any time with or without cause. Prime Direct Capital reserves the right to:
We reserve the right to modify these Terms of Service at any time. Changes will be effective:
Upon termination, your right to use our services ceases immediately. Existing loan obligations and agreements remain in effect according to their terms. Sections relating to indemnification, limitation of liability, and governing law survive termination.
Prime Direct Capital operates in compliance with all applicable federal and state lending regulations, including:
Truth in Lending Act
Real Estate Settlement Procedures Act
Fair Credit Reporting Act
Equal Credit Opportunity Act
Prime Direct Capital is committed to fair lending practices and equal housing opportunity. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, or national origin in our lending practices.
If you have questions about these Terms of Service or need to contact us regarding legal matters, please reach out using the information below:
(555) 123-4567
123 Business Ave
Suite 100
City, State 12345
Business Hours:
Monday - Friday: 8:00 AM - 6:00 PM EST
Saturday: 9:00 AM - 2:00 PM EST
Sunday: Closed
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. We're here to help you achieve your financing goals.
Comprehensive terms protecting both parties' rights and interests
Transparent, reasonable terms designed for mutual benefit
Full compliance with federal and state lending regulations
These Terms of Service were last updated in December 2024
Questions? Contact us at [email protected]