No Credit Score Verification Loans

Correct - we don't pull credit reports or use credit scores in our underwriting decision. Our approval process focuses entirely on:

• Property Value: Strong collateral protects the loan
• Cash Down: Your skin in the game reduces risk
• Liquid Reserves: Cash available for payments and repairs
• Deal Quality: Realistic profit projections and exit strategy

This approach actually makes more sense for real estate investments because the property's fundamentals matter more than your personal credit history.

Perfect! These are exactly the situations our programs are designed for. We've successfully funded loans for borrowers with:

Your credit situation doesn't disqualify you - we care about your ability to execute the deal and protect our collateral.

Our rates reflect the loan type and risk profile, not credit scores. Here's how our programs compare:

The key advantage is speed and approval certainty - you can close in 5-14 days vs. 30-45 days with traditional lenders who might still decline you after pulling credit.

Cash requirements vary by loan program, but they're higher than traditional mortgages because we're taking on credit risk:

These higher down payments protect both you and us, ensuring you have significant skin in the game while we provide the leverage to scale your investments.

Yes! We fund first-time investors regularly, especially those who:

• Have strong cash reserves and down payment
• Choose properties in good areas with clear profit potential
• Work with experienced contractors or mentors
• Have realistic timelines and budgets
• Demonstrate understanding of their local market

Your lack of experience doesn't disqualify you - we've helped launch many successful real estate careers!

Once approved, we focus on the property and your progress - not your credit. Our ongoing relationship includes:

We're your partner in the real estate deal, not your credit monitor. As long as you're making progress on the property and payments, we're happy!