Lower your daily payments without paying off your current advances upfront
Reduce daily ACH stress by 20–50%
Keep existing advances open
Receive additional working capital
Close quickly – usually within a few business days
Simple requirements for businesses with existing MCA positions
You must have at least 2 open MCA positions with $20,000 or more in total balance
Minimum credit score required for most reverse programs
Must have existing advances with on-time payment history.
Reverse consolidation helps reduce your daily or weekly payment burden without paying off your current advances. Instead of stacking another position, a new funder provides capital and sends payments to your existing advance companies on your behalf.
You make one simplified, lower daily payment—freeing up cash flow and extending your runway.
Multiple daily payments draining your cash flow
One lower payment + extra working capital
Get relief from payment stress without refinancing your current advances
Complete our quick online application and get matched with offers fast.
Keep your current advances open—no need to pay them off or refinance.
Get additional working capital included in most reverse consolidation offers.
Get through underwriting quickly and receive funds soon after approval.
Discover Lending Intelligence—our perfect blend of fast delivery and exceptional customer care
With Our 5-star reviews, our business financing experts will work with you to solve your business challenges.
We use AI to streamline funding – get a quick decision and flexible loan options that fit your business.
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
Loans offered through our partners may range from $10,000 to $500,000, with typical repayment terms of 6 to 12 months.
Rates and offers depend on your creditworthiness and lender criteria; specific terms will be provided during the application process.
Reverse consolidation allows you to reduce your daily or weekly payments without paying off your current balances. A new provider sends payments to your existing funders while you make one simplified payment.
Most offers include additional working capital, and renewals are usually available only after 50% of the balance is paid down.
Three easy steps to get your reverse consolidation approved
Complete our streamlined application in minutes and upload your business documents with zero risk.
Check EligibilityCompare offers with expert guidance from our team and choose the best one for your needs.
Seize growth opportunities or tackle new challenges with confidence and immediate support.
Check your eligibility now and get relief from payment stress
Get answers to common questions about reverse consolidation
Still have questions? Our team is here to help!
Contact Our Team