Architecture, planning and blueprint with man on construction site for building, real estate and inspection. Engineer, industrial and property developer with person for contractor and renovation
Fix & Flip Financing

Fix & Flip
Loans

Fast funding for real estate investors. Get the capital you need to purchase, renovate, and flip properties with competitive rates and flexible terms.

Flexible Solutions

Why Choose Our Fix & Flip Loans?

Designed specifically for real estate investors, our fix and flip loans offer the speed, flexibility, and terms you need to maximize your investment potential.

Lightning Fast Funding

Get funded in as little as 7-14 days. No waiting months for approval - we understand time is money in real estate investing.

  • Pre-approval in 24-48 hours
  • Streamlined documentation
  • Direct lender - no middleman

Flexible Terms

Customizable loan terms that adapt to your project timeline and investment strategy. From 6-24 months with various repayment options.

  • Interest-only payments available
  • No prepayment penalties
  • Extension options available

Up to 90% LTV

Maximize your purchasing power with high loan-to-value ratios. Finance both the purchase price and renovation costs in one loan.

  • Purchase + rehab in one loan
  • Competitive rates
  • Based on ARV (After Repair Value)
$500M+
Funded to Date
1,000+
Properties Financed
7-14
Days to Fund
95%
Client Satisfaction
Simple Requirements

Qualification Requirements

Our fix and flip loans have streamlined requirements focused on the deal, not just your personal finances.

What We Need

Property Details

Purchase contract, property photos, scope of work, and ARV analysis

Borrower Experience

Previous flip experience or qualified contractor partnerships

Down Payment

Typically 10-25% depending on experience and deal strength

Credit Score

Minimum 600 credit score (lower scores considered case-by-case)

Our Simple Process

1

Submit Application

Complete our streamlined application with property details

2

Property Evaluation

Our team reviews the deal and orders appraisal/inspection

3

Approval & Terms

Receive approval letter with loan terms in 24-48 hours

4

Close & Fund

Close on your loan and receive funds in 7-14 days

Ready to Get Started?

Let's discuss your project and get you pre-approved today. Our experienced team is here to help you succeed.

Common Questions

Frequently Asked Questions

Get answers to the most common questions about our fix and flip loan programs.

What is the maximum loan amount available?

How quickly can I get funded?

What are your interest rates?

Do you finance both purchase and renovation costs?

What types of properties do you finance?

Are there prepayment penalties?

Do I need real estate investment experience?

Still Have Questions?

Our experienced loan officers are here to help you understand your options and find the best financing solution for your fix and flip project.