Real estate entrepreneurs meeting to sell a house, discussing real estate deals, with house plans on the table, symbolizing real estate investment and negotiations.
Asset-Based Solutions

Asset-Based
Lending

Unlock the value in your assets. Get financing based on your property portfolio, equipment, or business assets - not just your credit score.

Asset-Backed Solutions

What is Asset-Based Lending?

Asset-based lending uses your valuable assets as collateral to secure financing. Rather than focusing solely on credit scores or income, we evaluate the value and quality of your assets to determine loan eligibility.

Real Estate Portfolio

Use your property portfolio as collateral for large financing needs. Perfect for expanding your real estate investments.

  • Commercial properties
  • Residential portfolios
  • Mixed-use developments

Business Assets

Leverage your business equipment, inventory, and other valuable assets to secure working capital or expansion funding.

  • Manufacturing equipment
  • Inventory & stock
  • Accounts receivable

Investment Portfolio

Use your investment portfolio including securities, bonds, and other financial instruments as loan collateral.

  • Stock portfolios
  • Investment accounts
  • Fixed income securities

Why Choose Asset-Based Lending?

Asset-based lending offers unique advantages for borrowers with valuable collateral

Competitive Rates

Lower rates due to strong collateral backing

Higher Loan Amounts

Borrow up to 85% of asset value

Flexible Terms

Terms from 1 to 30 years available

Credit Flexible

Focus on assets, not just credit history

Who Benefits

Perfect For These Situations

Asset-based lending is ideal for borrowers who have valuable assets but may not qualify for traditional financing due to credit or income limitations.

Common Use Cases

Business Expansion

Fund growth initiatives using existing assets as collateral

Real Estate Acquisition

Purchase additional properties using current portfolio

Equipment Financing

Upgrade or acquire new equipment for operations

Working Capital

Improve cash flow and cover operational expenses

Debt Consolidation

Consolidate multiple debts into one manageable payment

Ideal Candidates

Real Estate Investors

Property owners looking to leverage their portfolio for additional investments or cash flow

Business Owners

Companies with valuable equipment, inventory, or accounts receivable needing capital

High Net Worth Individuals

Individuals with substantial investment portfolios seeking liquidity without selling assets

Credit-Challenged Borrowers

Those who may not qualify for traditional loans but have valuable collateral

Flexible Loan Terms

$100K - $50M
Loan Amount
1-30 Years
Term Length
Up to 85%
Loan-to-Value
7-21 Days
Funding Time

Ready to Unlock Your Asset Value?

Let our asset-based lending specialists evaluate your assets and provide a customized financing solution.

Application Process

Simple Application Process

Our streamlined asset-based lending process focuses on evaluating your collateral to get you funded quickly.

1

Submit Application

Complete our application with basic information about yourself and your assets

2

Asset Evaluation

Our team evaluates your assets including appraisals, inspections, and valuations

3

Loan Approval

Receive approval based on asset value and quality, with customized terms

4

Fast Funding

Close quickly and receive your funds in as little as 7-21 days

Required Documentation

Asset Documentation

Property deeds, equipment titles, investment statements, inventory reports

Financial Statements

Personal/business financial statements, bank statements (3-6 months)

Asset Valuations

Recent appraisals, market valuations, or professional assessments

Legal Documents

Business licenses, insurance policies, legal entity documents

Qualification Criteria

Minimum Asset Value: $100,000+

Combined value of assets used as collateral

Credit Score: 580+ Preferred

Lower scores considered with strong assets

Asset Quality: Good to Excellent

Assets must be in good condition and marketable

Debt Service: Demonstrated Ability

Ability to service debt from income or asset cashflow

Competitive Advantage

Our asset-based lending program offers more flexibility than traditional banks, with decisions based primarily on collateral strength rather than strict credit requirements.

Ready to Leverage Your Assets?

Our asset-based lending specialists will work with you to unlock the full potential of your valuable assets.