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Most clients receive approval decisions within 24-48 hours after submitting their complete application. Once approved, funding typically occurs within 3-7 days. Our streamlined process and direct lender relationships allow us to move much faster than traditional banks, which can take weeks or months.

Many of our loan programs are asset-based, meaning approval is primarily based on the property or collateral value rather than your credit score or income verification. Programs like hard money loans, DSCR mortgages, and some private lending options focus on the asset's value and potential rather than traditional credit requirements.

We finance a wide variety of property types including single-family homes, multi-family properties, commercial real estate, industrial properties, mixed-use buildings, and land. Our flexible lending approach allows us to work with unique properties that traditional banks might reject.

Interest rates vary based on loan type, property, loan amount, and other factors. We work with multiple lenders to secure competitive rates for each client's specific situation. Our rates are typically very competitive within the alternative lending space. Contact us for a personalized quote based on your specific needs.

Document requirements vary by loan type, but we keep paperwork to a minimum. Typically, you'll need property information, purchase contracts (if applicable), basic financial information, and identification. Our asset-based loans require significantly less documentation than traditional mortgages.

No, we do not provide lending services nationwide or to all provinces and territories. Our lending services are available in select states, territories and provinces only. Please contact us to confirm if we can provide financing in your specific location before submitting an application.

With our 98% approval rate, most applications are approved. If your initial application doesn't qualify for one program, we'll work with you to find alternative solutions or suggest modifications that could improve your approval chances. We have multiple lending partners and creative solutions for challenging situations.